When it comes to financing real estate, most people immediately think of traditional bank loans—long-term mortgages with competitive interest rates and predictable repayment plans. But in certain situations, a hard money loan might be the better choice, especially for real estate investors, developers, or buyers working against the clock.
When it comes to financing real estate quickly or outside the bounds of traditional bank lending, hard money loans have become a powerful tool—especially for investors, house flippers, and borrowers with unique circumstances.
How fast can you get a hard money loan compared to a bank loan? In most cases, weeks faster. If you need quick access to capital and have a viable property to use as collateral, a hard money loan can get you across the finish line faster than any traditional lender.
When it comes to financing real estate or other major investments, two common options are bank loans and hard money loans. While both provide access to funds, they differ significantly in terms of how they are structured, how quickly they are funded, and who they’re best suited for.
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